Give borrowers the rates, repayments, and answers they came for the moment they reach you online, all under your brand. TomoBroker's tools and AI agents turn the research they'd take to a comparison site into a qualified enquiry that stays yours.
Today's home loan borrowers do their research online long before they speak to you. They move across rate pages, comparison sites and calculators, and arrive with a shortlist and a set of expectations already formed. Too often, they're met with a contact form and a promise to follow up later. Lendi, Athena and the online banks greet them with a rate, a borrowing figure, and an application that's already half complete. Guess which one keeps them.
It's the industry default: a contact form, a thank-you page, and a promise to call back. By then, the borrower has already drifted into a comparison site, an online lender, or a digitally sharper brokerage that makes the next step feel easier.
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Instead, your funnel keeps working: matching, follow-up, qualification, and a booked broker meeting. By the time they'd have started comparing, they've already chosen yours.
What are you looking to do?
Spark and Scout are live today: attract better enquiries and qualify them with context. Nudge, Probe, Vouch, and Solve are on the roadmap, extending the same journey as the suite grows.
02 / Qualify
Interactive qualification funnel with live loan-product matching.
Replace the contact form with a mini comparison site. It runs on a branded TomoBroker subdomain today, with serving it on your own domain as the next step. Qualified enquiries land in your pipeline, not somewhere else.
What kind of property are you buying?
An AI agent is a standalone, role-based worker your brokerage subscribes to, running on one governed, multi-channel foundation. You buy the outcome, not a set of parts to wire together. It is its own line, beside the tools, and its own subscription.
Two shapes on the same foundation: an inbound agent that answers the conversations your clients start, and an outbound agent that starts them. The Client Concierge is the inbound one, built today.
The same vetted engine. The numbers a client hears come from the same vetted engine your dashboard uses, so an agent answer and a broker answer agree.
Thin agent, deterministic core. The agent plans and converses; the calculations, matching, and compliance checks are deterministic. It cannot invent a rate or a repayment.
One governed runtime. Every run happens inside your own account, under your permissions, usage limits, and audit trail, built for mortgage broking.
The Client Concierge answers, calculates, qualifies, captures the enquiry, and takes a booking request - under your brand, at any hour. Every figure it quotes comes from a real calculation, never the model's guess.
Inbound only: it responds to conversations your clients start on web chat today, with voice built at capability parity for a later rollout. It captures the enquiry and consent so your follow-up can continue; it does not make outbound calls, emails, or SMS itself.
A branded, embeddable widget and a hosted chat page, with results rendered inline.
Voice is built but not switched on yet; in-browser and phone voice open together after a live validation pass.
Where this is going
The axis runs from an inbound agent toward outbound and industry-specific agents on one governed foundation. The Client Concierge is the inbound agent, live today; the same features, permission model, and audit trail carry forward to an outbound counterpart and to industry-specific agents without a rewrite. That is the direction we are building toward, not shipped today.
Outbound BDR Agent
The outbound counterpart to the Concierge: a business-development worker that starts the conversation - initiating sessions, calls, emails, and SMS to follow up leads and re-engage clients, on the same governed, audited foundation. On the roadmap, not available yet.
Scout is the qualification tool inside TomoBroker: it replaces the contact form with a guided journey that gives visitors indicative, non-binding matches across residential lenders and their home loan product range, refreshed multiple times a day. They learn what may fit without leaving your environment, and every enquiry lands in your pipeline - never anyone else's.
Visitors can explore rates and fit while staying inside your branded journey.
People provide useful information upfront, so they become invested before they submit.
The journey filters out casual browsers before they land in your pipeline.
What are you looking to do?
Helps us match you with the right lenders.
Every client-facing TomoBroker tool carries your brand identity from day one. Upgrade to Pro to run fully white-labelled and drop the TomoBroker badge entirely. Upgrade to Business to give referral partners a polished co-branded journey - accounting firms, buyer's agents, real estate groups - with every enquiry tagged back to the source.
Get live in minutes on a TomoBroker-hosted subdomain - perfect for new-to-industry brokers who want to start small. Your brand identity runs the show, with a generous free allowance to get going, then you can graduate to a paid plan as you grow.
Hosted at
A subdomain of tomobroker.com
TomoBroker Branding
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Brand identity
Brokerage only
Source attribution
Single source
Find your loan in 90 seconds.
Step 1 of 5 - what brings you here today?
Powered by TomoBroker
Founder · 16 years in financial services, 11 in fintech
Rod started in retail banking in 2010, working inside both a tier 2 bank and one of Australia's big four banks. Seeing how brokers delivered more personal service for clients led him to co-found LoanDolphin, where he served as Chief Technology Officer and Chief Product Officer while building a marketplace designed to level the playing field for brokers, banks, and credit unions.
After LoanDolphin and Joust, Rod saw the same break in every lead-generation journey: clients trusted one brand online, then had to start again with the broker. He is the person behind TomoBroker as both a business and a technology platform, hands-on across the product, architecture, and build so you get tools shaped by someone who understands the industry and the implementation.
Co-founder, Chief Technology Officer, and Chief Product Officer. Exited 2020.
2015 - 2020
Chief Product and Technology Officer. Grew Joust into Australia's leading online mortgage marketplace.
2020 - 2025
Each tool and agent is priced on its own. No bundle, no paying for parts you don't need. Start on a free tier and add what earns its place.
Still wondering something? Send us a message or book a 20-minute call - we'll answer anything.
On the Free plan, yes - a small 'Powered by TomoBroker' shows in the footer. On Pro and above, the badge is removed entirely and your client-facing tools are fully white-labelled on your branded subdomain. On Business, you can also create co-branded journeys with referral partners, so their audience sees a clear partner-powered experience and every enquiry is tagged back to the source.
TomoBroker runs on a simple subscription, with Free, Pro, and Business plans shown in the pricing section. We have made a conscious decision to stay out of buying and selling enquiries, because lead generation and great client experience often pull in different directions. Our job is to help your brokerage offer the best digital experience, onboarding, and client journey possible, so your own marketing and referral channels work better. Your pipeline stays yours, and our incentives stay focused on the platform you and your clients use.
Scout matches against major Australian lenders, including the major banks, the second tier, and a broad range of non-major and specialist lenders. We're aggregator-agnostic, and matching runs on live lender data. Talk to us during onboarding about the lenders you write with.
Yes. Some TomoBroker tools, like Spark widgets, are made to be dropped into your existing pages with a simple embed snippet. Others, like Scout, run as a standalone experience on a branded URL. Today that is a branded TomoBroker subdomain for your brokerage, such as yourbrokerage.tomobroker.com, and serving Scout on your own domain is the next step. Either way, your current website can link to, embed, or launch the right experience without a rebuild.
You can give each referral partner their own co-branded digital journey - for example an accounting firm, buyer's agent, financial planner, or real estate group. Their audience sees a polished experience that puts the partner's brand first, while your brokerage fulfils the lending conversation behind it. It gives you a new acquisition channel across your partners' websites, emails, and digital campaigns, with every enquiry still flowing into one TomoBroker pipeline and tagged back to the partner, journey, and campaign that sent it.
We're launching with mortgage brokers first because that is where our background and deepest experience sits. But TomoBroker has been built from day one for multiple broker industries and markets, with the same foundation able to support life insurance, asset finance, commercial lending, and other advice-led journeys over time. If you are in another industry or market, we'd still love to hear from you so we can understand what your brokerage needs.
You do. Every brokerage gets its own isolated database, not a shared table you trust us not to query. Your data stays yours, and if you ever leave, you leave with it.
When your brokerage signs up, TomoBroker provisions a fully isolated database for it. Many SaaS tools keep every brokerage in one shared database and rely on application rules to decide which rows each one can see. TomoBroker goes further: your clients, enquiries, journeys, and tool data live in a separate database for your brokerage, sandboxed from every other broker on the platform. That gives stronger isolation, cleaner operational boundaries, and a security posture built for financial services from day one.
TomoBroker is designed to move data with you, not trap it in another system. Available now: outbound webhooks push signed, versioned events in real time into tools like Zapier, n8n, or your own automation stack, so a new Scout submission, enquiry, booking or client flows straight into whatever you already run. On the roadmap, and not available yet: exporting enquiry and client data in bulk, bringing external data in through imports and API-based workflows, and Nudge acting on the clients you already know. Native CRM and aggregator integrations will follow, built around the systems our first brokerages actually use, with deeper two-way sync handled carefully where aggregator and compliance requirements allow.
Solve, our planned recommendation tool, is being designed around BID record-keeping. When it ships, every recommendation will be logged with the reasoning, the alternatives considered, and the data the decision was made on. The intent is audit-ready, BID-aligned records, without the last-minute scramble to pull evidence together from scattered systems. Solve is on the roadmap, not available yet.
Getting started on the Free tier is self-serve, with no setup fee, no contract, and no lengthy rollout. Most of the setup is confirming your branded TomoBroker subdomain, adding your branding and analytics, and switching on the channels you want. Connecting your own domain applies to the Client Concierge hosted chat page today, and typically means adding a couple of DNS records; serving Scout and Spark on your own domain is the next step. For early brokerages and Business plans, we can walk you through it step by step in a personalised onboarding session.
Tomo (友) is the Japanese word for "friend." You might recognise it from tomodachi (友達) /toʊ.moʊ.dɑː.tʃi/ - the everyday word for "friend" or "companion."
We chose it because that's the role we want to play: a friend to brokers. A technology partner that builds the tools you don't have time to, so you can focus on your clients and your book.
Tools you don't have time to build, ready out of the box.
Shaped by broker feedback and the requests we hear from teams like yours.
Designed around the way you actually work.
For Australian brokers first, then beyond.
Start on Free, upgrade when you're ready, or walk away - there's no contract and no setup fee either way.
